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Rates
Rates
Declared for First Quarter:
Effective Date: Thursday, November 21st, 2024
| Account | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Share Savings Account | ||
| Balance from $250.00 -$10,000.00 | .75% | .75% |
| Balance from $10,000.01 - $50,000.00 | .80% | .80% |
| Balance greater than $50,000.00 | .90% | .90% |
| Other Account | ||
| IRA's | 1.20% | 1.20% |
Loan Rates
Effective Date: Thursday, November 21st, 2024
| Sub-Account Description | Approx. Term | Daily Periodic Rate | *Annual Percentage Rate |
|---|---|---|---|
| New Autos | 36 Months | .0123 | 4.49% |
| 78 Months | .0144 | 5.24% | |
| Used Autos | |||
| Model Years 2023-2024 | 72 Months | .0156 | 5.74% |
| Model Years 2021-2022 | 60 Months | .0171 | 6.24% |
| Model Years 2019-2020 | 60 Months | .0185 | 6.74% |
| Model Years 2010 - 2018 | 48 Months | .0198 | 7.24% |
| Model Years 2000 - 2009 | 36 Months | .0226 | 8.24% |
| Model Years 1999 and Older | 24 Months | .0253 | 9.24% |
| Classic/Collectible | 48 Months | .0226 | 8.24% |
| New Motorcycles | 72 Months | .0144 | 5.25% |
| New ATVs | 72 Months | .0144 | 5.25% |
| New Boats | 78 Months | .0144 | 5.25% |
| New Farm Equipment | 60 Months | .0158 | 5.75% |
| Used Farm Equipment | 60 Months | .0185 | 6.75% |
| Used Motorcycles and ATVs | |||
| Model Years 2023 - 2024 | 66 Months | .0158 | 5.75% |
| Model Years 2021 - 2022 | 60 Months | .0171 | 6.25% |
| Model Years 2019 - 2020 | 48 Months | .0185 | 6.75% |
| Model Years 2010 - 2018 | 36 Months | .0199 | 7.25% |
| Model Years 2009 and Older | 24 Months | .0212 | 7.75% |
| Used Boats | |||
| Model Years 2023 - 2024 | 72 Months | .0158 | 5.75% |
| Model Years 2017 - 2022 | 48 Months | .0171 | 6.25% |
| Model Years 2016 and Older | 36 Months | .0199 | 7.25% |
| New Trailer | 60 Months | .0144 | 5.25% |
| Used Trailer | 48 Months | .0185 | 6.75% |
| Self-contained Campers and Motor Homes | |||
| New | 60 Months | .0102 | 3.74% |
| New | 120 Months | .0137 | 5.00% |
| Used - 2024/2023/2022 | 60 Months | .0116 | 4.25% |
| Used - 2024/2023/2022 | 120 Months | .0144 | 5.25% |
| Used - 2017-2021 | 60 Months | .0144 | 5.25% |
| Used - 2017-2021 | 120 Months | .0171 | 6.25% |
| Used - 2016 and older | 48 Months | .0185 | 6.75% |
| Signature / Co-Maker | 60 Months | .0288 | 10.50% |
| Share Secured | 180 Months | .0110 | 4.50% |
| 120 Months | .0089 | 3.75% | |
| 72 Months | .0068 | 2.99% | |
| 36 Months | .0055 | 2.49% | |
| * Loan Rates subject to qualification / Restrictions may apply / Please verify with personnel | |||